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Pawn Your Car and Still Drive It — Johannesburg South

Car Pawn Loans for the Johannesburg South

We work with clients from right across the south of Johannesburg — Soweto, Alberton, Glenvista, Mulbarton, Rosettenville and beyond. Head north on the M1 or N1 to the Rivonia Road off-ramp and you’ll find our Sunninghill office minutes away; most clients finish their free assessment and drive home the same day with the cash already on its way.

If your car is fully paid off and registered in your name, you can borrow against it without giving it up. It’s the practical alternative to selling: the vehicle keeps working for you in the south of the city while the loan does its job, and your papers come straight back once you settle.

Call us on 079-740-4156 or WhatsApp us to book your free assessment.

Johannesburg South areas we cover

  • Soweto
  • Alberton
  • Glenvista
  • Mulbarton
  • Rosettenville
  • Turffontein
  • The Glen
  • Winchester Hills
  • Meyersdal
  • Lenasia

Not on the list? We serve all of Gauteng — if you can get to our Sunninghill office, we can help.

How It Works

From application to cash in hand — here's what to expect when you pawn your car with Cash Quick Auto.

  1. 1

    Submit Your Application

    Quick & easy paperwork — 5 minutes is all you need to complete the form.

  2. 2

    Get Preliminary Approval

    You'll receive a preliminary approval within 15 minutes or less.

  3. 3

    Vehicle Assessment

    Sometimes we'll need additional information from you, or we'll need to inspect your vehicle in person — visit our office and our consultants will assist you.

  4. 4

    Receive Your Cash

    As soon as you receive approval and sign the loan agreement, you can expect cash for your car within one business day — and you keep driving it.

How Much Cash Can I Get?

Requirements: vehicle fully paid for and in your name in order to qualify for a loan.

Get cash for your car and still drive it!

**Terms and conditions apply

Get Your Free Quote

Important Loan Disclosures

APR

36%

The Annual Percentage Rate (APR) on our loans is 36%. This is an all-inclusive rate that covers the interest rate, the once-off initiation fee and monthly service fees.

Repayment Terms

3–24 months

The minimum repayment period is 3 months and the maximum repayment period is 24 months. There are no penalties for early settlement.

Fees

Apart from the once-off initiation fee and the monthly service fee, the only additional fee is credit life insurance — and it applies only if you do not already have valid credit life cover in place. There are no other hidden fees or charges of any kind.

Illustrative Example

Client borrows R10,000 over12 months at our all-inclusive APR of 36%:

Loan AmountRepayment PeriodTotal InterestInitiation FeeMonthly Service FeeMonthly InstalmentTotal Cost of LoanTotal RepayableAPR
R10,00012 monthsR835.44R500.00R60.00R1,004.62R2,055.44R12,055.4436%

All figures are for illustration purposes only. The monthly instalment includes the monthly service fee, with the once-off initiation fee financed as part of the loan. Actual rates and fees are determined by an individual affordability assessment and will be confirmed in your pre-agreement statement and quotation before you sign.

APR & Loan Period

Our Annual Percentage Rate (APR) is 36% — an all-inclusive rate covering the interest rate, the once-off initiation fee and monthly service fees. Repayment terms range from a minimum of 3 months to a maximum of 24 months.

Renewals

All accounts may be renewed if they are up to date.

Collection

All payments are made via EFT or direct deposits to Cash Quick Auto. There are no debit orders. Apart from the initiation and monthly service fees shown above, the only additional fee is credit life insurance — and only if the borrower does not already have valid cover in place.

Non-Payment

Non-payments may result in the matter being escalated.